This is definitely in my "Top 5" of my photographs.  I took it on June 17, 2012 at Holden Beach, NC.  It is looking at the Inter-Coastal Waterway.  The sun hit the water and the clouds just right.

Settings:
WB - cloudy
ISO - 100
Aperture - f/9
Exposure - 1/50
Focal Length - 64mm

Equipment:
Canon Rebel XSi
Canon EF-S 17-85mm f4-5.6 IS USM